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Remortgaging your home FAQs

Helpful guidance for leaseholders and shared owners. Action required will depend on how you bought your home.

Do these apply to how you bought your home?

  • Shared ownership
  • Right to Acquire (RTA)
  • Right to Buy (RTB)
  • Voluntary Right to Buy (VRTB)

Shared owners require consent to remortgage until you staircase to 100% ownership. The other purchase options require our consent to remortgage within the first five years of ownership.

If you're a leaseholder who otherwise owns your apartment/property in full, or if you own your freehold, you don't require landlord consent from us to remortgage.