Remortgaging your home FAQs
Helpful guidance for leaseholders. Action required will depend on how you bought your home.
Do these apply to how you bought your home?
- Shared ownership
- Right to Acquire (RTA)
- Right to Buy (RTB)
- Voluntary Right to Buy (VRTB)
Shared owners require consent to remortgage until you staircase to 100% ownership. The other purchase options require our consent to remortgage within the first five years of ownership.
If you're a leaseholder who otherwise owns your apartment/property in full, or if you own your freehold, you don't require landlord consent from us to remortgage.