Croydon shared ownership
Welcome to our shared ownership collection in Croydon. Perfect for first-time buyers that want a short commute to Central London. Our homes are within walking distance of shops, restaurants and amenities, this is the perfect location for your first foray onto the property ladder.
A home of your own in Croydon
There are exciting times ahead for the area with Westfield recently announcing plans to drive forward the regeneration of Croydon with a new master plan for the town centre and Westfield Shopping Centre to be progressed. Latimer’s newly built homes at Crescent Gardens and Highcross offer the perfect place to put down roots in a home of your own and enjoy all that this location has to offer.
Our developments in Croydon
Crescent Gardens
East Croydon CR0. One and two bedroom apartments, ready to move in to. Finished to a high specification. Communal terraces and outside space.
Highcross
West Croydon CR0. One, two and three bedroom apartments available to reserve. Boasting winter garden space to all homes, and a residents’ lounge.
Multicultural cuisine
Boxpark is a very popular destination, offering almost every cuisine imaginable, all under one roof. Maybe it’s a Meatliquor burger or a vegan roast, a Calypso Caribbean or Taiwanese Bao Buns you’re after. No matter what you fancy, this is the place to come.
Never a dull moment
Live entertainment is on your doorstep, The Fairfield Halls is just one of the live venues you’ll find locally. This famous building is an entertainment centre in itself, featuring a theatre, concert hall and studios. It hosts everyone and everything from symphony orchestras to pop stars, pantomimes to Shakespeare productions.
Retail therapy
A range of shops, from Apricot to Zara, offer a wonderful choice of fashion, tech, jewellery, health and beauty. It’s little wonder that the Centrale & Whitgift Centre is one of the most popular shopping destinations across the whole of South London.
What is shared ownership?
Shared ownership is a government-funded scheme that's an excellent way for people to take their first step onto the property ladder.
You buy a share of the property’s value (usually between 25-75%) and pay a subsidised rent on the remaining share. A key advantage is that you have a security of tenure on the share that you pay rent for that renting on the open market cannot offer. Over time, you can buy more of the property until you own 100%.
You'll need a smaller deposit at the outset than if you're buying on the open market. Generally it's a minimum of 5% of the value of the share you're buying, subject to conditions. You'll need to raise a mortgage on the rest of the sum required.
