Introduction to shared ownership economics
No sharing with housemates. Not just for first-time buyers. Buy with a smaller deposit.
Latimer school of economics
Shared ownership is a flexible, affordable route into homeownership.
Look at a breakdown of potential costs, below, at a few of our Developments in York, London and Manchester.
Buying at The Cocoa Works, York
Save a potential £248* per calendar month
£810 (mortgage) + £197 (service charge) + £364 (rent) = £1,371 per calendar month
Compared to York average rent: £1,619*.
*According to averages by home home.co.uk in September 2025. Based on a 50% share of £317,500 Full Market Value. Terms and conditions apply. Rates and lending products are subject to individual circumstances.
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Buying at Crescent Gardens, Croydon
Save a potential £327* per calendar month
£561 (mortgage) + £190 (service charge) + £765 (rent) = £1,507 per calendar month
Compared to Croydon average rent: £1,834*.
*According to averages by home home.co.uk in September 2025. Based on a 25% share of £440,000 Full Market Value. Terms and conditions apply. Rates and lending products are subject to individual circumstances.
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Buying at Furness Quay, Manchester
Save a potential £396* per calendar month
£451 (mortgage) + £181 (service charge) + £376 (rent) = £1,008 per calendar month
Compared to Manchester average rent: £1,404*.
*According to averages by home home.co.uk in September 2025. Based on a 35% share of £252,500 Full Market Value. Terms and conditions apply. Rates and lending products are subject to individual circumstances.
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