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Introduction to shared ownership economics

No sharing with housemates. Not just for first-time buyers. Buy with a smaller deposit. 

Latimer school of economics

Shared ownership is a flexible, affordable route into homeownership.

Look at a breakdown of potential costs, below, at a few of our Developments around the country.

Buying at The Cocoa Works, York

Save a potential £248* per calendar month

£810 (mortgage) + £197 (service charge) + £364 (rent) = £1,371 per calendar month

Compared to York average rent: £1,619*.

*According to averages by home.co.uk in September 2025. Based on a 50% share of £317,500 Full Market Value. Terms and conditions apply. Rates and lending products are subject to individual circumstances.

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Buying at Cocoa Gardens blackboard graphic showing potential total monthly costs of £1,371

Buying at Crescent Gardens, Croydon

Save a potential £327* per calendar month

£561 (mortgage) + £190 (service charge) + £765 (rent) = £1,507 per calendar month

Compared to Croydon average rent: £1,834*.

*According to averages by home.co.uk in September 2025. Based on a 25% share of £440,000 Full Market Value. Terms and conditions apply. Rates and lending products are subject to individual circumstances.

Discover Crescent Gardens
Buying at Crescent Gardens blackboard graphic showing potential total monthly costs of £1,507

Buying at Furness Quay, Manchester

Save a potential £396* per calendar month

£451 (mortgage) + £181 (service charge) + £376 (rent) = £1,008 per calendar month

Compared to Manchester average rent: £1,404*.

*According to averages by home.co.uk in September 2025. Based on a 35% share of £252,500 Full Market Value. Terms and conditions apply. Rates and lending products are subject to individual circumstances. 

 

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Buying at Furness Quay blackboard graphic showing potential total monthly costs of £1,008

Buying at Marleigh Park, Cambridge

Save a potential £775* per calendar month

£858 (mortgage) + £39 (service charge) + £783 (rent) = £1,681 per calendar month

Compared to Cambridge average rent: £2,457*.

*According to averages by home.co.uk in September 2025. Based on a 33% share of £510,000 Full Market Value. Terms and conditions apply. Rates and lending products are subject to individual circumstances.

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Buying at Marleigh Park blackboard graphic showing potential total monthly costs of £1,681

Buying at The Muse, Milton Keynes

Save a potential £380* per calendar month

£524 (mortgage) + £137 (service charge) + £353 (rent) = £1,015 per calendar month

Compared to Milton Keynes average rent: £1,396*.

*According to averages by home.co.uk in September 2025. Based on a 40% share of £257,000 Full Market Value. Terms and conditions apply. Rates and lending products are subject to individual circumstances.

Discover The Muse
Buying at The Muse blackboard graphic showing potential total monthly costs of £1,015

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Building communities. By Latimer. For Everyone.

Learn more about shared ownership